I have a couple XP3's on a couple different tanks. One is planted. On the planted I have the sponges that come with the filter on the bottom, then filter floss in the next tray, bio balls in the next tray, and filter floss and the polishing pad in the top. Don't use the carbon with a planted tank. I believe if your tank is heavily planted, the bio area isn't as important. That's why I have more areas of filter floss to catch debris.
On my unplanted tank I have the pads on the bottom, then carbon and bio balls, then a tray full of bio balls, and then more bio balls and the polishing pad.
Each of these are on a 55 gallon and each one keeps the tank crystal clear. Good choice going with the XP3. I rinse out the sponges and polishing pad every couple months in a bucket of tank water... That's about all the maintenance I do. Like Ogre, I don't recommend following their cleaning guide. However, you milage may vary!