Careful what you say when you choose to criticize:
"Severely overstocked & lead to all kinds of other problems" ??
On what basis and on what grounds would you make a statement like that ?
What kind of 'other problems' specifically are you talking about, and have you ever tried it ? How do you come by that experience and knowledge ?
The fact that it is a 20 gal tall, rather than a long, has really very little bearing on it .
I've been fish-keeping for over 50 years, both fresh and saltwater, have kept and bred a number of species of tetras, and I'm sure that up to 12 mature Black Skirts could be successfully kept in a 20 gal under properly maintained tank conditions.