Thanks for the help so far... I think you have pretty much answered the question that I'm not hitting then with too much light, so that's good! I will also agree that it is probably a nutrient issue. My nutrient regimen is pretty spotty at best using weekly doses of Miraclegro Rose food (leftover stuff!), some Iron providing liquid fert (once a week also, the name escapes me right now!) and some Jobes plant spikes under the substrate by the larger plants like swords. I am not using any Co2 at this point.
The 40 gallon is a breeder tank, 36" wide, 18" deep, and about 16" tall, so not really that tall. I have the actinincs 'spaced out' between the other bulbs so they are not centered over one area. Also, the dwarf sag is not being shaded by anything else. All the other plants seem to be doing fine, among them are some swords, Rotala, java ferns, and several others I don't know the names of!
In summary, the problems seemed to start when I re-configured and added some additional lighting. I went from 2 36" flourscents and 2 screw-in compacts to what I have now. I have also noticed that for the past several weeks, I'm getting a lot more algae in the form of green thread algae. Based on what you guys have said and my own observations, I think it's time to add some Co2 and watch the nutrients better. Does anyone have a recommended nutrient dosing regimen? I'll probably try the DIY Co2 at first and see where that goes. I am running an extra penguin 400 filter on this tank for the past several weeks now that I think about it to get it 'cycled', so could that be causing any problems? That will make 2 400's on the tank as one is the normal filter for it. I'm getting ready to move in about a week and after that things will be much better as I'll be back to one filter, the fish will get spread out more, and I'll be able to hopefully find and unpack some test kits!!
Substrate is a mix of flourite and the Tex-blast filter sand, about 3" deep. Water params are pretty soft water filtered thru some peat, temp about 79-80F, ph around 6.8 - 7.0 or so. I don't have a hardness test kit, so can't get much more detailed.
Thanks again for all the help and any suggestions.
Bill C.